Payment Methods – Chad Staton

At Chad Staton, we want to make buying a quality massage chair simple and affordable. Instead of paying the full price upfront, you can split your purchase into smaller payments over time through Affirm. This page explains how paying with Affirm works, who is eligible, and what to expect from checkout to your final payment.

1. Accepted Payment Method

Affirm Is Our Payment Method

All purchases on https://chadstaton.store are paid through Affirm. At checkout, you will be guided through Affirm’s secure application to choose a payment plan and complete your purchase.

Payment Methods We Do Not Accept

We currently do not accept direct credit or debit card payments, PayPal, cash, checks, money orders, wire transfers, cryptocurrency, or cash on delivery (COD).

Currency

All prices are listed and charged in U.S. dollars (USD).

2. What Is Affirm

About Affirm

Affirm is a U.S. financial technology company that lets shoppers buy now and pay over time. Affirm is a separate company from Chad Staton. Your loan is an agreement between you and Affirm (or one of Affirm’s lending partners).

Why Pay With Affirm

Know what you’ll pay: you see your total cost, including any interest, before you confirm your purchase.
No hidden fees: according to Affirm, there are no late fees, prepayment penalties, or hidden charges.
Flexible plans: choose the payment schedule that fits your budget, subject to approval.
Pay off early: you can pay off your loan early at any time without a penalty.

3. Payment Options Available Through Affirm

Depending on your purchase amount and Affirm’s approval, you may be offered one or more payment plans, such as monthly installments. Your exact plan, interest rate (APR), and monthly payment are shown before you confirm your purchase. Rates are from 0 to 36% APR, depending on your credit and the plan you choose.

Purchase Limits

Available plans depend on your order total and eligibility, and a down payment may be required.

4. Who Can Use Affirm (Eligibility)

To apply for Affirm, you generally need to:

Be at least 18 years old (or the age of majority in your state)
Live in the United States or a U.S. territory
Have a U.S. mobile phone number that can receive text messages
Provide your full name, email address, date of birth, home address, and the last four digits of your Social Security number
Have a valid U.S. shipping address within our delivery area (see our Shipping & Delivery Policy)

Meeting these requirements does not guarantee approval. All credit decisions are made by Affirm.

5. How to Pay With Affirm at Checkout

Step-by-Step

Add your massage chair to the cart and go to checkout.
Enter your shipping details and choose Affirm as your payment method.
Click “Place Order.” You will be redirected to Affirm’s secure site.
Enter a few details and Affirm will make a real-time decision, usually within seconds.
Choose your payment plan from the options you’re offered, and review your total cost and payment schedule.
Confirm your loan. You will return to our Site, and we will email you an order confirmation.

6. Approval, Credit Checks, and Your Credit Score

Soft Credit Check

When you apply, Affirm performs a soft credit check to see if you qualify. According to Affirm, this does not affect your credit score.

Credit Reporting

Affirm may report your loan and payment history to credit bureaus such as Experian. Making payments on time may help build your credit history, while missed payments may hurt it. See Affirm’s terms for details.

If You Are Not Approved

Affirm makes all approval decisions. Chad Staton cannot see the reasons for a decision, override it, or approve financing for you. If you are not approved, Affirm will explain your options by email. You may be able to reapply later or try a smaller order amount.

Order Processing After Approval

We begin processing your order only after Affirm approves and confirms your purchase. For security, orders may be held for verification if the shipping address does not match the details on your Affirm account.

7. Making Your Affirm Payments

When Payments Start

Affirm sends you a payment schedule after your purchase. Your payments generally begin after your order ships. Your exact due dates are shown in your Affirm account.

How to Pay

You make all payments directly to Affirm, not to Chad Staton. You can pay through:

The Affirm app (iOS and Android)
Your account at https://www.affirm.com
Payment methods Affirm accepts, such as a debit card or bank account (ACH transfer)

AutoPay and Reminders

You can turn on AutoPay in your Affirm account so payments are made automatically. Affirm also sends payment reminders by email and text.

Help With Your Loan

For questions about your balance, payment dates, AutoPay, or missed payments, contact Affirm directly through the Affirm app or https://www.affirm.com. Chad Staton cannot access or change your loan account.

8. Payment Security

Your Information Is Protected

Your financial information is entered directly on Affirm’s secure platform, not on our Site.
Chad Staton never sees or stores your Social Security number, bank details, or card numbers.
Our Site uses SSL/TLS encryption to protect data sent between your browser and our servers.

Fraud Prevention

To protect you, we and Affirm may verify your identity and address before an order ships. We may cancel any order that appears fraudulent.

Beware of Scams

Chad Staton will never ask you for your Social Security number, bank login, or Affirm password by email, phone, or text. If you receive a suspicious message claiming to be from us, contact us directly at support@chadstaton.store.

9. Cancellations, Returns, and Refunds on Affirm Orders

Cancelling Before Shipment

If you cancel your order before it ships, we will cancel the transaction with Affirm and your loan will be cancelled. Any down payment you made will be returned by Affirm.

Returns and Refunds

For approved returns, we issue your refund to Affirm, not to you directly. Affirm then:

Cancels your loan for a full refund, or reduces your balance for a partial refund
Returns any payments you have already made, according to your loan agreement

Any interest charged on the refunded amount is handled by Affirm under your loan terms.

Keep Paying Until Your Refund Posts

Continue making your scheduled Affirm payments until the refund appears in your Affirm account. Missed payments while a return is being processed may still be counted by Affirm.

Full details are in our Return & Refund Policy.

10. Affirm Disclosure, Payment Questions, and Contact

Affirm Financing Disclosure

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.

Who to Contact

Your order, shipping, returns, or products: contact Chad Staton (details below)
Your loan, approval, payments, or Affirm account: contact Affirm at https://www.affirm.com or in the Affirm app

Contact Chad Staton

Chad Staton
1023 Satinwood Ct Jefferson City, MO 65109
United States
Email: support@chadstaton.store
Phone: +1 252 207 9426